Portra for MGAs
Your program. Live in weeks.Enforced in workflow.
Portra builds and operates your program infrastructure: carrier appetite encoded as rules, audit trails that satisfy bordereaux, and a submission workflow that scales without headcount. No core build. No year-long implementation.
The difference
MGAs live between carrier appetite and broker volume. Spreadsheets, email, and tribal knowledge can't hold that line, so programs leak. Portra encodes the rules into the workflow itself, so every submission gets the decision the capacity authorized. Accept, refer, decline - automatically.
Workflow
Program infrastructure built for MGA scale.
Encode the program
Carrier appetite, eligibility rules, referral triggers, and authority limits go into the rules layer. Not a shared document - executable logic.
Run submissions through rules
Every submission evaluates against carrier appetite in real time. Underwriters see what they can bind and what needs referral - with the rule cited.
Report with confidence
Bordereaux and program reporting pull from the same source as the decisions. No reconciliation, no manual exports.
Capabilities
Scale premium without spending carrier trust.
Carrier guidelines in the workflow
Appetite, eligibility, referral triggers, and authority limits live as rules in the platform. Every submission evaluated against them before it reaches an underwriter.
Audit trail that holds up
Every decision logged with its rule, the underwriter who acted, and the data that drove it. Bordereaux and program reporting pull from the same source.
Multiple programs, one platform
Multiple programs, carriers, and lines of business on the same infrastructure - each with its own ruleset, branding, and submission flow.
Intake to bindable quote, fast
Submissions move from intake to a bindable quote in minutes. Authority controls and referral routing keep volume inside the program.
